• Invasion of Privacy: Protects content creator from accidentally publishing or sharing other personal information.

• Defamation: Protect creator from accusation of slander or libel.

• Misappropriation: Protect content creator from unknowingly using a trademarked or copyright material. Example: A content creator unknowingly use a person's name, picture, voice, or other identifying characteristic without their permission.

• Online Media Business interruption: Help content creator online media businesses recover lost income and operating expenses after a covered event that forces a content creator to close or operate differently.

The creator coverage program is designed specifically for content creators, freelancers, influencers, and digital artists to protect them from risks related to their work. This can include liability for copyright infringement, equipment damage, business interruptions, and even reputational harm.

As a creator, you face unique risks such as copyright claims, legal liability such as defamation or slander, damage to your media brand reputation, or lost income due to technical failures. Creator coverage program helps protect you financially from these risks, ensuring your media content work and business are secure.

Yes, our creator coverage policies include professional liability coverage, which can help cover the legal costs and damages associated with copyright infringement claims or other intellectual property disputes.

Yes, our business interruption coverage, which can provide compensation for lost income if a creator's media channel or account has been temporary suspended due to issues such as copyright strike.

Yes, professional liability insurance for creators can cover defamation, slander, and libel claims arising from content you produce, such as videos, blogs, or social media posts. This can include legal defense costs and potential settlements.

The cost of creator coverage varies based on factors like the type of content you create, your income level from the media platfrom, the amount of media content you publish or upload, and the coverage donors you choose to help fund the creator coverage program. Generally, policies can range from a few hundred to a few thousand dollars annually.

We have limits of $250,000 to $1 million per claim. Large content creator can often get policy limit to $1 million coverage.

Yes, our creator coverage policies cover risks associated with collaborations, brand deals, or sponsored content. This can protect you in case of contractual disputes, miscommunication with brands, or issues arising from content produced for others.

If you need to file a creator coverage claim, use our file a claim form. Provide details about your incident, including any supporting documents like emails message, proof of notification from online media company, or legal notices. We will go over your claim and make a decision within 72 hours.

Exclusions vary by our policy, but some common exclusions include intentional acts (like deliberately violating copyright law), illegal activities, and knowing defaming others. Pleas read your policy carefully to understand what is and isn’t covered.

To get creator coverage, apply for creator coverage program on the front page of our website. You’ll need to provide information about your content creation work, the value of your online media channel, and any specific risks you want to cover.

Even part-time or hobby content creators face risks such as defamation or copyright claims. While full-time creators may need more comprehensive coverage, part-time creators can benefit from having basic protection, especially for liability issues.